Seattle, Redmond and Bellevue real estate and homes for sale in Washington - Jerry Martin, REALTOR® Jerry Martin REALTOR(r) for Seattle, Redmond and Bellevue, Washington real estate - NUMBER1EXPERT™ Jerry Martin NUMBER1EXPERT(tm) for Seattle, Redmond and Bellevue, Washington real estate
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Jerry Martin, REALTORŪ, real estate agent and broker for Seattle, Redmond and Bellevue Washington home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 425-889-3060 or toll free at 800-281-1133.


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From My Affiliates: Seattle, Redmond and Bellevue Washington home buying, real estate listings, and homes for sale in King                           County, WA
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Real Estate Tips
First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

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Real Estate Trivia
Q 
What famous American building was originally built in 1792, burned and rebuilt 1814-1818 and restored in 1952?

A 
The White House in Washington, D.C., modeled after an Irish palace, is a sumptuous example of post-colonial architecture.
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Jerry Martin, REALTORŪ, real estate agent and broker for Seattle, Redmond and Bellevue Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Jerry Martin - ABR, CRB, CRS, GRI
RE/MAX Northwest Realtors

11250 Kirkland Way - Suite 200
Kirkland, WA. 98033
Phone 1: 425-889-3060
Phone 2: 425-489-1045
Toll Free: 800-281-1133
Fax: 425-827-2658
Email: SeattleLifeStyles@NUMBER1EXPERT.com

As one of the preeminent real estate professionals serving the Puget Sound region, Jerry Martin is dedicated to providing the finest service available for buyers and sellers alike. Call or e-mail him today concerning you real estate needs!

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