Seattle, Redmond and Bellevue real estate and homes for sale in Washington - Jerry Martin, REALTOR® Jerry Martin REALTOR(r) for Seattle, Redmond and Bellevue, Washington real estate - NUMBER1EXPERT™ Jerry Martin NUMBER1EXPERT(tm) for Seattle, Redmond and Bellevue, Washington real estate
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Jerry Martin, REALTORŪ, real estate agent and broker for Seattle, Redmond and Bellevue Washington home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 425-889-3060 or toll free at 800-281-1133.


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Mortgage Prequalification: Seattle, Redmond and Bellevue Washington home buying, real estate listings, and homes for sale in King                           County, WA
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Seattle, Redmond and Bellevue REALTOR to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

About You
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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What trendy and highly unusual hotel must be totally rebuilt every year?

A 
Sweden's popular Ice Hotel, which has 60 double rooms, 25 suites and an interior temperature of 20 degrees, starts melting to the ground in May and is rebuilt every winter.
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Jerry Martin, REALTORŪ, real estate agent and broker for Seattle, Redmond and Bellevue Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Jerry Martin - ABR, CRB, CRS, GRI
RE/MAX Northwest Realtors

11250 Kirkland Way - Suite 200
Kirkland, WA. 98033
Phone 1: 425-889-3060
Phone 2: 425-489-1045
Toll Free: 800-281-1133
Fax: 425-827-2658
Email: SeattleLifeStyles@NUMBER1EXPERT.com

As one of the preeminent real estate professionals serving the Puget Sound region, Jerry Martin is dedicated to providing the finest service available for buyers and sellers alike. Call or e-mail him today concerning you real estate needs!

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RE/MAX Northwest Realtors real estate and homes for sale in Seattle, Redmond and Bellevue Washington

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